http://www.covermehealthinsurance.com/articles/Disability-Insurance_Summary.html Disability insurance protects you in case you are affected by an illness or injury that prevents or stops you from working normally. It replaces the income you do not receive during the time you are unable to work. There are two types of disability insurance: short-term (up to two years) and long-term (from at least 5 years to a life-time). To learn more about the requirement you must meet to receive this insurance and the benefits you can get among other important information, read the following articles. en-us http://www.covermehealthinsurance.com/articles/Health-Insurance_5229.html Wed, 15 Feb 2006 03:44:07 CST One of the major concerns people have, in general, refers to health. People always want to be and live healthy. For this matter, almost everybody does, at least, something in order to keep their health in good conditions. However, we must be conscious that there is no human being exempt from experiencing an injury. The fact that we are all susceptible is where the disability insurance lies on, and because of that, it is imperative that everybody become versed in the subject matter. According to the website www.guardfamily.org, disability insurance is defined as “an insurance policy designed to pay a specified monthly income to the policyholder in the event that he/she becomes either temporarily or permanently incapable of working.”