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Eligibility for Medicaid

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The most important worry every human being has is to be able to manage a healthy life. Nevertheless, medical care is really expensive, and not everybody can afford it. Therefore, Medicaid makes it possible for you to get healthy and stay healthy.

Medicaid is only available for low-income individuals and families. In order to be eligible for this insurance, the individuals need to be recognized by federal and state law. Medicaid does not pay you any money as an insured individual; instead, Medicaid sends the payments directly to your health providers. Some states may require you to pay a small part of the cost for some medical services.

Medicaid is a program administrated by the State; therefore, each state establishes its own guidelines pertaining to eligibility and services. Medicaid gives services to groups of people and within these groups, certain requirement must be met: age, handicaps (blindness, pregnancy), income and resources (real property, bank accounts, and any other item that can be sold for cash) and citizenship situation (whether you are a US citizen or a lawfully admitted immigrant). Moreover, special rules are set for people inhabiting nursing homes and for disabled children living at home.

Children are eligible even if you are not, and that eligibility depends on the child’s status. Once an individual has been classified as eligible for the insurance, coverage will be retroactive up to 3 months prior to application. It is important to note that Medicaid is not an insurance service made for all poor people, only for the designated eligible groups. When asking for coverage, state authorities will check on your assets and resources. Only if you are proved to authentically need the help for coverage, it will be approved. Remember, that coverage will stop in the moment the individual circumstances change, usually at the end of the month these changes take place.

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