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Arkansas Blue Cross & Blue Shield

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Founded in 1948, Arkansas Blue Cross and Blue Shield, an Independent Licensee of the Blue Cross and Blue Shield Association, is the largest health insurer in Arkansas, serving approximately one third of the fully insured market. Arkansas Blue Cross and its family of affiliated companies have more than 2,700 employees.

Arkansas Blue Cross differs from commercial insurers in several ways. Arkansas Blue Cross is a nonprofit mutual insurance company. That means that nearly all the money they collect as premium is paid out in benefits for customers on the average, nearly 85 cents of every dollar. The remainder about 15 cents of every dollar is used for operating expenses and reserve funds, which they are required by law to maintain.

Arkansans have chosen Arkansas Blue Cross and Blue Shield more than any other company to serve their health insurance needs. As a not for profit, mutual insurance Company, they are owned by their policyholders. The Company offers you the most choices in health insurance and health plans, doctors and hospitals, service and stability. Together with their customers and health care providers, they are working for a state of better health for all Arkansans. 

They believe their strength comes from being an independent; mutual, not for profit health insurance Company and that they deliver the best value to their customers and society by maintaining that structure. They manage for long term benefit of the communities they serve, not for short term rewards or gains. They remain financially strong and stable in order to serve future generations. Their members are their owners, and they keep their interests central in their business decision making. Because the best customer is an informed customer, they provide information to allow people to make knowledgeable health care decisions and expenditures.
Their work environment fosters personal excellence, growth, flexibility and teamwork. They believe work is a major part of their lives and should be a fulfilling experience. Personal accountability and responsibility are cornerstones of their philosophy.

Their mission is to provide organizations, families and individuals with the best value in health care financing products, life insurance and health related financial services. Their products and services are designed to create high customer value, confidence, peace of mind and an improved quality of life.

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