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Best Life & Health Insurance Company

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Best Life and Health Insurance Company was originally established on November 28, 1962 as Westgate Life Insurance Company. By 1979 Westgate was renamed to Best Life Assurance Company of California, conducting business under California domestication until 1999. In the year 2000 the name Best Life and Health Insurance Company was finally adopted. Best Life and Health Insurance Company is a member of the Texas Association of Life & Health Insurers and is a Texas domiciled life and health insurer. Best Life writes business in 38 states.
For more than 30 years Best Life has remained a strong, sound, sustainable insurance company by not only offering quality products, but the service to back them up. They are reliable and are responsive. They know what they're doing and they do it quickly. While most companies take 30 days or longer to pay a claim, they average less than 7 days. They know you entrust us with your clients and they are dedicated to outperforming other, larger companies with their specialized staff.
They offer what many other insurance carriers cannot personal attention. They maintain their administration and claims paying services in house with their executive staff, underwriting and marketing. This allows them the distinction of being a full-service company that is able to meet the concerns of their clients at a moment's notice on an individual and personal basis.
Best Essential Group Life pays directly to beneficiaries offers individuals the option to increase coverage for themselves, or include insurance for their children. Guarantee issue amounts are based on total group volume. Conversion privilege to individual policy available, without evidence of insurability, if individual has been continuously employed for five years.
Their investment portfolio matches this short-term liabilities. Their prudent financial policy and their ability to satisfy the reserve requirements that are established in each state guarantees their clients that their healthcare needs are protected now and into the future. The maturity of their portfolio very closely matches the obligations that insurance contracts protect. Reinsurance is an important part of Best Life’s ability to offer competitive products and stay within their capacities to write new business. They have identified and sought reinsurance that takes on any risk that exceeds their own limitations. 

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