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Humana has proven over their 45 year history that they embrace change and seize opportunities that help to transform their business. Their vision is to become the most trusted name in health solutions. The firm, headquartered in Louisville, Kentucky, is one of the nation's largest publicly traded health benefits companies, with approximately 9 million medical members.
Their specialty products include dental, life, and disability insurance that complement their core health offerings. Humana provides health benefits and related services to companies ranging from two to tens of thousands of employees and also offers a wide range of products and services designed specifically to meet the needs of small businesses, as well.
In fact, since the introduction of this consumer focused set of plans, participating companies have experienced sustained annualized claims trend in the 5 to 6 percent range, compared to a national health cost inflation rate of 12 to 14 percent per year during the same period.
The best way to get costs under control is to get employees engaged, informed, and empowered and Humana has the experience and research to prove it. With more options and education, employees can make the best choices for their health care needs and their budgets.
Health insurance for you and your family can be a challenge. If you are feeling overwhelmed, they understand. That’s why they design affordable health insurance options that are easy to understand and flexible enough to fit your unique needs. The owner of a policy may assign the right to name the policy's beneficiary to a third party. A collateral assignment names a lender as the policy beneficiary to secure a business loan for the insured. Humana does allow assignment. 

Humana is committed to helping employers moderate their health care costs and turning passive users into savvy health care consumers.

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