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Home > Health Insurance > Life Insurance > Penn Treaty American
Penn Treaty American
Penn Treaty AmericanCorporation through its insurance company subsidiaries is a leading provider of long term care insurance in the United States. Their policies cover all levels of nursing home care and home health care, and are designed to make the administration of claims simple, quick and sensitive to the needs of their policyholders.
In 1972, they pioneered the industry when they introduced their first nursing home policy, followed by a long term policy in 1974 and a home health care product in 1983. Over the past three decades, they have developed a record of product innovation in the LTCi industry and have earned their place as a leader in the LTCi market.
People are living longer than previous generations due to advances in technology and changes in lifestyles. The lengthening of their life span means they are more likely to require some form of assistance with their everyday activities such as bathing, dressing, and even feeding them selves. This assistance is referred to as long term care and can be provided at home or in a facility. Long term care services continue to evolve and adapt to their ever changing needs.
The Company seniors are the fastest growing population group in the United States. In 2000, there were an estimated 35 million people age 65 and older, representing about 13 percent of the population. It is predicted that by 2030 this number will double to 70 million people and about 20 percent, or 1 in 5 Americans, will be age 65 and older. During this same time, it is expected that the percentage of people ages 18 and younger will remain approximately stable, around 26 percent.
The only way to prepare for care and retain your independence, freedom of choice and the greatest possible quality of life is to protect yourself and your family with insurance specifically designed to cover long term care expenses. Their mission is to provide the highest value insurance and business services, distinguished by exceptional customer service.
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