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PersonalCare values their providers who take care of their members' health needs. They strive to partner with their providers to improve care for their members. Available to any size business, PersonalCare's Preferred Provider Organization plans offer more choice when it comes to getting care. Members can choose to use providers from their network with low out of pocket expenses or choose an out of network physician for a higher fee.

The Company members do not have to select a primary care physician, but are encouraged to see a regular physician to receive more coordinated care. Members may choose to visit any PersonalCare provider at the in network benefit rate. PPO members do not need referrals to see specialists. However, all hospital or nursing home admissions must be approved through PersonalCare's Health Services Department. Members must notify PersonalCare of scheduled hospitalizations, including maternity, at least 10 business days before hospitalization and must report urgent, emergency hospitalization within one business day after seeking these services.
PersonalCare offers attractive plans for any size business. These plans can be tailored to meet the needs of your group and can include pharmacy and vision benefits. Their medical management practices help to ensure appropriate utilization of services. Members must use physicians in the PersonalCare network and are required to select a Primary Care Physician to help coordinate their care.
The Company primarily for large, self insured groups, their administrative services only options is designed to make your existing health insurance costs more manageable. They provide one stop shopping including administrative services, provider network rental, and stop loss coverage.

The Company is committed to maintaining excellence, respect, and integrity in all aspects of their operations and their professional and business conduct. They strive to reflect the highest ethical standards in their relationships with members, providers, and shareholders. Their mission is to provide the highest value insurance and business services, distinguished by exceptional customer service.

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