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Presidential Life

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Herb has served as Chairman of the Presidential Life Insurance Company Board of Directors for more than 30 years. During this time he has built Presidential Life around a core set of values that he summarizes as the three Ps people, product and patience.
The Company approach has always been to see the development, marketing and sale of Presidential Life products in terms of the people involved in the process. In this context, everyone must benefit not just the company, but also the financial service professionals marketing their products and especially their clients who are using their products and relying on Presidential Life to help them achieve personal financial security. They pride themselves on the fact that them service to financial service professionals and their clients is among the best.
While it may be too late to purchase any coverage from many companies, Presidential Life can help. Presidential guaranteed issue Graded Benefit whole Life plan is specifically designed for individuals who are either uninsurable or who are so highly rated for life insurance that the cost is prohibitive. There are no medical questions, no medical tests and no medical examinations. Some short term restrictions on death protection do apply.

The Presidential Life Graded Benefit whole Life policy is issued on a guaranteed issue basis for ages 40 to 80 in most states. There are no medical questions, no medical examinations, and no medical tests required to obtain this coverage. The minimum policy face amount is $1,000, and the maximum, $50,000. Benefits payable under the Graded Benefit whole Life policy are limited in the first two or three years, depending on the issue age of the insured. If the insured is under age 65, the benefit payable in the event of death that does not result from accidental means during the first 3 policy years is an amount equal to the premiums paid plus 5percent compounded annually.

The Company is committed to maintaining excellence, respect, and integrity in all aspects of their operations and their professional and business conduct. They strive to reflect the highest ethical standards in their relationships with members, providers, and shareholders. Their mission is to provide the highest value insurance and business services, distinguished by exceptional customer service.

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