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Educators Mutual Life

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In 1910, EML began by providing policies to teachers to insure them against loss of income. Over the years, their experience has helped us to understand that employers have different group insurance needs and budget limitations. That's why they have developed a comprehensive choice of insurance plans that makes it possible to shape a solid benefits program, which will also have a positive effect on small and midsize companies.
EML is committed to providing real value to their customers, and although their products have changed over time, their commitments to excellence have never waivered Avoiding hassles and irritants. It's about being the easiest insurance company to deal with whether communication, correspondence or instruction, they will constantly strive to make things straightforward, easy to understand and logical.
This manual provides some instructions for administering Educators Mutual Life insurance coverage. It does not amend, alter, or waive any provisions in the EML certificate. By familiarizing yourself with the instructions in this manual they can, together, provide premier service to your insured employees and their insured dependents.
They specialize in underwriting group benefits insurance plans for companies with 2 to 300 employees. They have structured their company around the four criteria that are so critical to businesses:  Service, Speed, Simplicity, and Security. The name of this innovative solution is Criteria.
Educators Mutual Life Insurance Company and Eastern Holding Company, Ltd., the parent company of Eastern Alliance Insurance Group, today announced the execution of a definitive agreement and the adoption by Educators Mutual of a related plan of mutual to stock conversion.  Under the agreement and the plan, Educators Mutual will convert from mutual to stock form and become a wholly-owned subsidiary of a newly formed holding company.  Immediately upon closing, the holding company will exchange cash and holding company common stock for the outstanding shares of stock of Eastern.
Educators Mutual is a mutual life insurance company located in Lancaster, Pennsylvania that provides group life, dental and disability insurance to customers in sixteen states, primarily along the eastern seaboard.  Educators Mutual is licensed to do business in 41 jurisdictions.  Educators Mutual markets and distributes its products through independent general agencies and its subsidiary, IBSi, LLC to approximately 3100 independent producers.
They providing quality a product is important. But they don't stop there. EML strives to provide the best possible service to its customers. As an employer with an EML group benefits plan.

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