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Disability insurance protects you in case you are affected by an illness or injury that prevents or stops you from working normally. It replaces the income you do not receive during the time you are unable to work. There are two types of disability insurance: short-term (up to two years) and long-term (from at least 5 years to a life-time). To learn more about the requirement you must meet to receive this insurance and the benefits you can get among other important information, read the following articles.