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Golden Rule Insurance Company

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Golden Rule was founded on November 16, 1940, by M.A. and his wife, Mary Frances. In 1949, Pat and Frank Ladner a friend from college established the L & R Insurance Agency, Inc., a general agency that was to serve the sales needs of Golden Rule.
Since its incorporation over 60 years ago, Golden Rule has established itself as a leader and innovator in the insurance industry. The Company has come a long way since Michael Andrew and Mary Rooney operated the business from the basement of their home in Lawrenceville, Illinois. The Company strives to adhere to the business practices of integrity and ethics on which M.A. and Mary founded the Company.Golden Rule Insurance Company is a major provider of health insurance for individuals, life insurance, and annuities.
Golden Rule's term life insurance plans feature rates among the lowest available.The value term features 20 year level term with industry leading rates, as well as, an annual renewable term, a 10 year level term, and a 15 year level term. These plans have been rated as among the very best by a leading consumer magazine.
They provide many services health savings account HSA plans are an excellent choice for individuals and families who want to control their health insurance costs by combining a lower cost high deductible health insurance plan with a tax advantaged savings account and network discounts. High Deductible Plans may be ideal for those willing to take additional responsibility for routine health care expenses in exchange for lower premiums. Copay Plans are designed for individuals and families who prefer the convenience of copay benefits for routine health care expenses.
The Company’s other insurance plans short term medical M provides medical coverage for the in between times. An individual may select nonrenewable coverage for one to six months. They offer Medicare Supplement Insurance Plans.

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