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At Nationwide, they are working hard every day to meet the insurance and financial needs of their customers, at every stage of life. With more than $157 billion in statutory assets, Nationwide is one of the largest insurance and financial services companies in the world.
The Company offers a full range of products and services for your home, your car, your family, and your financial security. They are easy to reach no matter where you are, day or night, from any one of the 50 states and Washington D.C. to Europe and Latin America.
Then variable life insurance might be for you. With variable life, you get to decide how your net premiums are invested. While your money has the potential for growth, it’s also subject to market risk and possible loss. In other words, your policy's cash value will fluctuate over time depending upon performance of the investment options you select. If you are not able to maintain target premium payments due to poor performance, your death benefit could decrease leaving your beneficiaries inadequately protected or you could have to pay additional premium to keep the policy in force.
These policies are interest sensitive and you can adjust the death benefit and premium payments within limits of the policy's terms and underwriting requirements to fit your situation. Your premiums are credited to an accumulation fund, where costs are deducted and interest is credited.
Whole life is sometimes called permanent insurance. It provides protection, and a cash value, but because it’s a traditional type of life insurance, the premiums stay the same over the entire life of the policy. Whole life insurance could be one solution if you are looking for long-term protection, conservative accumulation and fixed level premiums.Before deciding on variable life insurance policy, you should consider your long-term insurance needs and investment style, as well as the investment objectives, risks, and expenses of the policy and its investment options.

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